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Location:Panama City Campus, Enrollment Services Building, Room 135
Email:FA@gulfcoast.edu
Phone: 850.872.3845
Hours: Hours of Operation
Financial Aid
The mission of Gulf Coast State College's financial aid office is to effectively and efficiently serve students who need help with paying for their educational dreams by delivering information and access to financial assistance programs while meeting customer service expectations.
FA office hours :
Monday: Open 8am-4pm
Tuesday: Open 8am-4pm
Wednesday: Open 8am-4pm
Thursday: Open 8am-4pm
Friday: Open 8am-4pm
FA Associates will be available to answer questions via email at FA@gulfcoast.edu
Meet the team
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Financial Aid Advisor & Verification Specialist
850.913.3313
tmizell1@gulfcoast.edu
Financial Aid Advisor & Verification Specialist
850-747-3240
aherrera4@gulfcoast.edu
Financial Aid Advisor & Verification Specialist
850.873.3517
jmcduffie@gulfcoast.edu
Financial Aid Specialist
Pell Grant, Federal Loans, Private Loans, & Bright Futures
850.872.3869
akelly15@gulfcoast.edu
Financial Aid Systems Specialist
System & Processing Support
850.872.3863
PVelezMat@gulfcoast.edu
Coordinator of Financial Aid
Federal Direct Loans, Pell Grant, State Funding, Return to Title IV, & Clock Hours
850.872.3844
jbrabham@gulfcoast.edu
Financial Aid Associate Director
SAP, Community Outreach, Verification, & Student Employment
850.913.3286
SBennett5@gulfcoast.edu
Director of Financial Aid
Administration of Federal, State, & Institutional Aid
850.873.3543
ubackus@gulfcoast.edu
Note
*Financial aid information will be provided to national origin minority persons with limited English language skills in their native language. Ms. Backus interprets Spanish and will obtain the assistance of other GCSC employees with the skills necessary to interpret financial aid information in other languages.
*Información sobre la asistencia económica para estudiantes se proporcionará a las personas de origen nacional minoritario con conocimientos limitados en inglés, en su lengua nativa. La Señora Backus interpreta español y si es necesario puede obtener la asistencia de otros empleados de GCSC con habilidades para interpretar la información sobre la asistencia económica para estudiantes en otros idiomas.
COVID-19 Frequently Asked Questions
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A1: Yes, the financial aid office is now open again for face-to-face services. CDC guidelines will still be maintained, however.
If you're unable to visit us in person, then please email FA@GulfCoast.edu from your official GCSC account. Otherwise, feel free to call us at 850.872.3845 or any of the team member phone numbers detailed above.
A2: The U.S. Department of Education (ED) provided Gulf Coast with two rounds of COVID-19 emergency grant funding. The first round of funding (HEERF I) was exhausted in the spring and summer of 2020. The second round of funding (HEERF II) was exhausted in the spring of 2021.
Both rounds of assistance were designed to help students cover emergency expenses related to COVID-19 or for any component of the student’s cost of attendance, such as tuition, books, laptop, food, housing, health care, and childcare.
Funds from the second round (HEERF II) were awarded to eligible students enrolled in the spring semester of 2021 with no application necessary. Eligibility criteria include:
- Enrolled in at least 5.0 credit hours in the spring semester
- US Citizen or eligible non-citizen
- Have declared a program of study
- Priority given to student with exceptional need, as determined by the FAFSA
Funds were sent to students via direct deposit through BankMobile. Students were encouraged to set up a deposit preference, if they hadn’t already, by logging into myGCSC and clicking the BankMobile app/tile/link.
A3: Incomplete grades may impact your financial aid, so please email FA@GulfCoast.edu from your GCSC account if you have a question about your situation.
A4: Our faculty will be as flexible and accommodating as possible. We encourage you to contact your instructors, as they may be able to provide you options. If you are receiving federal financial aid (Pell Grant, Direct Loans, etc.) and are unable to complete a semester, current law requires the college to perform a calculation that may result in money being returned to them. For this and other reasons, we encourage you to work with your instructors and do your best to complete as much as possible.
A5: Per the U.S. Department of Education, GCSC paid FWS students who weren't working during the spring of 2021 due to COVID-19 for payroll #4 (ending 04/20/2020). The amount that FWS students received was based upon an average of the last three paychecks they'd individually received, minus hours that weren't worked during GCSC's originally planned spring break week.
A7: HEERF reports that are required by the U.S. Department of Education)
Per section 18004(e) of the Coronavirus Aid, Relief, and Economic Security Act (“CARES
Act”), Pub. L. No. 116-136, 134 Stat. 281, GCSC's "Student Portion Public Reporting"
can be found online at:
- HEERF I (CARES Act) 30-Day Fund Report
- HEERF I (CARES Act) 2020 Quarter 3 Report
- HEERF I (CARES Act) Subsequent Quarterly Reports = No further "Student Portion Public Reporting" is necessary because the 2020 Quarter 3 report detailed the finalized expenditure of our HEERF I student funding.
- HEERF II (CRRSA Act) 2021 Quarter 1 Report
- HEERF II (CRRSA Act) 2021 Quarter 2 Report
- HEERF II (CRRSA Act) Subsequent Quarterly Reports = No further "Student Portion Public Reporting" is necessary because the 2021 Quarter 2 report detailed the finalized expenditure of our HEERF II student funding.
- HEERF III (ARP) 2021 Quarter 2 Report = A report will not be published because no HEERF III student aid portion funds have been disbursed as of June 30th, 2021.
- HEERF III (ARP) 2021 Quarter 3 Report
- HEERF III (ARP) 2021 Quarter 4 Report
- HEERF III (ARP) Subsequent Quarterly Reports = No further "Student Portion Public Reporting" is necessary because the 2021 Quarter 4 report will detail the finalized expenditure of our HEERF III student funding.
Per sections 18004(a)(1), (2), & (3) of the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), Pub. L. No. 116-136, 134 Stat. 281, GCSC's "Quarterly Budget and Expenditure Reporting (QBER)" forms can be found online at:
- HEERF I 2020 Quarter 3 Report
- HEERF I 2020 Quarter 4 Report
- HEERF 2021 Quarter 1 Reports:
- Combined 2021 Quarter 2 Report
- Combined 2021 Quarter 3 Report =
- Combined 2021 Quarter 4 Report
- Combined 2022 Quarter 1 Report
- Combined 2022 Quarter 2 Report
- Combined 2022 Quarter 3 Report
- Combined 2022 Quarter 4 Report
- Combined 2023 Quarter 1 Report
- Combined 2023 Quarter 2 Report